All loans are subject to credit approval by LightStream. They respond to customers quickly during business hours, provide a virtually paperless experience, and back their service with their exclusive Loan Experience Guarantee. Your Satisfaction is Guaranteed: LightStream's simple application takes just minutes to complete.

With either loan solution, you'll have a simple, streamlined loan process from start to finish, and exceptional customer service. For those with good credit, LightStream may offer you a secured auto loan.

Two Auto Loan Solutions - Unsecured or Secured: When you have excellent credit, you have earned the right to borrow without having to have a lien on your vehicle. You even choose the repayment terms of your loan. It's Your Choice: You can choose any car you want, regardless of make, model, year, mileage, or loan-to-value, and act as a cash buyer, with funds deposited directly into your account. How many will beat the lowest qualifying rate you can find, from any lender? LightStream will, because they are truly confident that their rates are always competitive. With LightStream and your good credit, you can! The Low Rate You Deserve: Many lenders claim to have low rates. What's the smartest way to get the car you want? Take control of the process.

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